29 Sept 2025
The text explores the profound impact of economic decay, currency depreciation, inflation, and growing inequality on a nation's moral fabric, leading to widespread unethical behavior and a devaluation of human worth. It urges individuals to prioritize skill development and prudent asset allocation over high-risk speculative investments to navigate these challenging and unpredictable circumstances.

Investing in the dollar at current high prices (78-82k Tomans) carries significant risk, and future market trends remain unpredictable, necessitating cautious and programmed investment strategies rather than impulsive decisions.
Beyond mere economics, persistent currency depreciation, high inflation, and increasing inequality within a country foster an environment where unethical behaviors gain public acceptance and moral values erode.
Distrust permeates society, making it difficult to lend money or receive honest services without fear of exploitation, leading to a high demand for genuinely trustworthy professionals.
Material wealth, such as money, cars, and homes, becomes the sole measure of value, overshadowing human life, honesty, political integrity, or personal achievements.
Maintaining honesty and working ethically incurs substantial costs, often disadvantaging individuals who choose integrity over those who benefit from lobbying, speculation, and dishonest actions, leading to a collapse of the ethical infrastructure.
Policymakers and central bank officials are primarily responsible for the systemic ethical breakdown, as their policies create conditions that undermine the very moral behavior they advocate.
Economic instability, inequality, and feelings of poverty push individuals toward desperate, high-risk, and often self-destructive speculative investments, as illustrated by the 'Squid Game' analogy, despite visible failures of others.
Individuals with limited capital should avoid speculative investments in currency or cryptocurrencies and instead focus on developing specialized, technical, and crucial soft skills like AI literacy, communication, and emotional intelligence for long-term resilience.
Individuals with moderate to higher capital should prioritize correct asset allocation across different asset classes and diligently avoid 'misbehavior' or self-destructive speculative positions that can lead to significant financial losses.
The cost of acting with integrity and honesty in this country is exceptionally high, often resulting in disadvantage compared to those who engage in lobbying, speculation, and other dishonest practices.
| Insight Category | Key Insight |
|---|---|
| Economic Challenges | Currency depreciation, high inflation, and increasing inequality are pervasive, impacting societal stability. |
| Societal & Moral Impact | Unethical behavior gains public acceptance, trust erodes, and human worth is devalued in favor of material wealth. |
| Cost of Integrity | Honesty and ethical conduct are costly, often leading to disadvantage, while dishonest practices yield greater benefits. |
| Root Cause | Policymakers and central bank decisions create conditions that undermine ethical behavior, despite their rhetoric. |
| Guidance for Low Capital | Invest in developing specialized, technical, and soft skills rather than engaging in speculative trading. |
| Guidance for Higher Capital | Focus on proper asset allocation and avoid self-destructive speculative 'misbehavior' to preserve wealth. |
